To latest comment

EU student wants to get Swedish health insurance

Hej,
I am German and am starting my Master's degree in Sweden this year. As I am 26 years old I cannot be insured via my parents in Germany and therefore would like to get a Swedish health insurance. I have two questions regarding this:
1.) How can I apply for health insurance & what documents do I need for the application?
2.) What are the approximate monthly costs for health insurance in Sweden?

I would be really happy if you could help me.

Thanks in advance
Andreas

Comments

  • Hello,

    If you will be studing in Sweden for a shorter time than one year, you just need to pay the standard Swedish patient fee to receive necessary healthcare. When seeking care, you must show a European Health Insurance Card (EHIC). You order the European Health Insurance Card (EHIC) in your home country.

    If you will be studying in Sweden for more than one year, register with the Swedish Tax Agency. If you are planning on staying at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency here.

    Once you are registered in Sweden, you are generally entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for all care.

    More information regarding the Swedish healthcare, you will find here.
    To read more regarding what concerns you as a student in Sweden, read more here.

    Best regards,
  • My situation is somehow related.

    I will be studying in Sweden this coming August. My issue is that I am an EU Citizen (German), but have not lived in Germany, therefore I am not a member of a social healthcare system and not entitled to an EHIC. I am currently in Canada, and do not have any health insurance at all.

    This part confuses me regarding the Swedish Personal Number given by Skatteverket. A requirement to obtain a personal number as a student is:
    • "[A] document showing that you have comprehensive health insurance that is valid for residence in Sweden. For students, the European Health Insurance Card (EHIC) is valid."
    Since I cannot fulfill this requirement, I will no be able to be registered with Satteverket even though my program is 2 years long.

    Please clarify this as there seems to be conflicting information regarding this.

    In the case that I do need 'comprehensive health insurance' are there any local providers in Sweden (Stockholm) that provide this?
  • Hello,

    Försäkringskassan can only answer questions in regard to social insurance in Sweden.

    Please contact Skatteverket in order to find out what kind of comprehensive health insurance should you present them in order to receive personal number.

    If you have more questions regarding the healthcare in Sweden, please contact local landsting. You can also find more information in English about this here.

    Best regards,
  • Hello,

    I am in the same position as the 2nd poster (Stefan) - an EU citizen who does not qualify for an EHIC given my residence in a non-EU country.

    Has there been an adequate answer to this query? I have contacted the Skatteverket who suggested I contact you (the Försäkringskassan) because they do not handle health insurance. But here it suggests I contact the Skatteverket.

    I do have private insurance coverage in my current country of residence - is evidence of this enough to qualify for registration with the Swedish Tax Agency? If not, how does an EU citizen obtain 'comprehensive health insurance that is valid for residence in Sweden' once one arrives in Sweden?

    Any links or further advice would be greatly appreciated!

    Thanks in advance,
    Jeff
  • Hello!

    Please read the posts.

    Remember that the Swedish Social Insurance Agency has limited abilities to answer questions on this forum relating to individual cases. We therefore ask you to call us via 0771-524 524 so that we can help you and answer your questions relating to your specific cases.



    Our telephone lines are open the following hours:

    Monday - Friday 8.00am - 4.00 pm,

    Best regards,

  • Hello, I am non EU master student (2 years) I have received my personal number for me, wife and children. My question is do I get parental benefit from forsakribgkadsan?
  • Hi;

    Students from outside the EU who come to Sweden to study are not normally able to register with us and receive parental benefit. You can find more information in this page.

    If you want to study your case anyway you can send us the registration form, more information here.

    Best regards;
  • Hello
     I am a student in Sweden. I am a European citizen but I do not have EHIC. I follow a 2-year master programme. I made a request for a personal number at Skateverket but things seem to be complicated. Staying here for a two-year programme grants me access to the Swedish health care? Because I have waited some time for this personal number and  I am really scared.
  • Hello,

    Please see the answer above:

    "If you will be studying in Sweden for more than one year, register with the Swedish Tax Agency. If you are planning on staying at least one year, you must generally be entered into the Swedish population register. You do this by registering with the Swedish Tax Agency here.

    Once you are registered in Sweden, you are generally entitled to healthcare under the same conditions as other residents of Sweden. This means that you pay the regular Swedish patient fee for all care.

    More information regarding the Swedish healthcare, you will find here.
    To read more regarding what concerns you as a student in Sweden, read more here.

    If you have more questions regarding the healthcare in Sweden, please contact local landsting. You can also find more information in English about this here".

    Best regards,

  • Hello,

    just for clarification reasons, because these two sentences from the forum seem contradictory to me:

    'Furthermore the general rule is if you come to Sweden as a student you are not eligible to register with The Swedish Social Insurance Agency (Försäkringskassan)' 

    and

    'Once you are registered in Sweden, you are generally entitled to healthcare under the same conditions as other residents of Sweden.'

    Does this mean now that I am or am not eligible as a EU student being registered in Sweden to be also insured with försäkringskassan? Since I am turning 25 next month, my German family insurance will stop and I will have to either find a new insurance in Germany, or be able to be insured in Sweden, and provide proof thereof to the German system (as a German citizen it is illegal to not have health insurance).

    All the best and thanks in advance,

    Julika
  • Hello Julika,

    Thank you for your post. The first sentence that you quoted above is about social insurance which is processed by The Swedish Social Insurance Agency (Försäkringskassan). However,  the second one is about health care in which it states that if a person is registered in the Swedish Tax Agency (Skatteverket) as resident in Sweden then the person is generally entitled to healthcare under the same conditions as other residents of Sweden.

    Being resident in Sweden does not necessarilly mean that a person is socially insured in The Swedish Social Insurance Agency (Försäkringskassan). We might need to ask you some questions before we can reply to your question if you are elligible or not.

    For more information you can contact our customer center on 0771 524 524 (for English press 8).

    Our telephone lines are open the following hours:

    Monday - Friday 8.00am - 4.00 pm,

    Best regards,



    Adem Administrative officer
  • Hello,

    I have a question regarding the latest post, specifically this sentence: "the second one is about health care in which it states that if a person is registered in the Swedish Tax Agency (Skatteverket) as resident in Sweden then the person is generally entitled to healthcare under the same conditions as other residents of Sweden." 

    In order to register as an EU students in Sweden, who does not have an EHIC, you are required to demonstrate that you have comprehensive health insurance. Could you provide links to private health insurance companies that provide health plans that are accepted by the Swedish Tax Agency?

    No one seems to be able to provide a concrete response to this questions, making it quite difficult for European students who are not EHIC holders to meet the Swedish Tax Agency Requirements upon registration as EU students in Sweden.

    Thank you
    Elina
  • Hello Elina,
    thank you for your post.
    This is a question for Skatteverket (The Swedish Tax Agency). You can find information about it on their website here, or by calling them at 0771 - 567 567.
    Kind regards,
    Fredrik Administrative officer
The post is closed to further comments.